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It usually takes from 2 weeks to 2 months for banks or financial institutions to disburse the loans to the loan applicant after the loan approval process goes through.

Some tips you should consider while taking mortgage include 1. Save some money for down payment 2. Improve creditworthiness 3. Research about the loan types 4. remember budget 5. Consult a professional before taking a loan.

If you are the parent of an eligible undergraduate, you may be able to borrow a Parent PLUS loan to cover the remaining cost of attendance after the other financial aid kicks in.

Federal loans that are funded by the federal government and have subsidized interest rates are good options for people who have low credit scores or bad credit scores.

Borrowers who are eligible may receive student loan forgiveness on their remaining balance after 20 years (240 payments) through the Pay as You Earn (PAYE) program. Anyone with eligible federal student loans may qualify for the REPAYE program or Income-Based Repayment plan, which offer forgiveness after 20 or 25 years

The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.