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HARD MONEY LENDERS
Low or bad credit history sabotaging chances of securing a consumer loan. Don’t worry, for it is not entirely impossible to find a lender who provides no credit check loans and would be willing to approve in spite of poor or not so good credit history. Here are the eight popular financial institutions in the country which could offer a loan without a credit check or, at the most, with a soft credit check that does not affect credit score further.
OppLoans
When it comes to securing easy loans with no credit check, OppLoans is the place to go. An online lender, OppLoans does not worry about credit score when approving loans and is ready to work with even if one do not have a credit score at all. With a customer rating of 4.9 out of 5, this lender offers more affordable borrowing and payback options and allows one to check its rates without affecting existing score.
HonestLoans
HonestLoans is another online lender who can approve loans of up to $2500 in just one working day. One can secure a loan through an easy three-step process, which involves signing up with the lender, submitting information, reviewing the rates and terms offered by the lender, and then waiting for the money to get credited to bank account the very next day, provided it is a business or working day. Better yet, HonestLoans does not perform credit checks via three main credit bureaus such as TransUnion, Equifax, and Experian.
LendingClub
One can expect instant no credit check loans for a credit score as low as 600 through LendingClub. Providing no credit check loans ranging from $1000 to $40000, this lender offers a range of payback options between 5.99 percent and 35.89% APRs over a 5-year duration. One can expect the money to get credited to account within a few working days without worrying about credit checks, which the lender may or may not perform depending on the loan amount.
Avant
A minimum credit score of 580 is all one need to qualify for a consumer loan at Avant. The lender also welcomes applications from individuals whose credit scores are lower than the minimum amount. One can expect to get a loan amount ranging from $2000 and $35000 with 9.95% – 35.99% APRs and a payback period of up to five years. One can also expect the money in account the next business day.
CashNetUSA
Looking for a lender who offers no credit check loans quickly. Turn to CashNetUSA, a lender who can help one get access to the money one want in just one business day. High approval rates and short installment loans are only some of the benefits of this lender who provides detailed information of all the policies and rates so that one can make an informed decision.
Check Into Cash
Operating via 900 stores in over 30 states across the country, Check Into Cash offers a number of no credit check loans, ranging from title loans to loans, for individuals with fast cash needs. One can expect to secure a first loan amount of $750 with the lender who usually performs a soft credit check and provides same-day deposit options in some cases. Check Into Cash is widely renowned for its ability to provide loans for individuals with poor or bad credit histories as well. So if there was one place one would want to turn to for an emergency loan in spite of a bad credit score, one can trust Check Into Cash to come to rescue.
TitleMax
Founded in 1998, TitleMax offers title loans for motorcycles and cars. The renowned lender also offers consumer loans to individuals and has over 1150 stores spread across 17 states in the country to serve its customers better. With affordable payback options and soft or no credit checks, the lender can help you obtain your dream motorcycle or car with little or no hassle at all.
Finova Financial
Finova Financial does not require a credit check and is probably one of the first names to pop out if you are searching for online companies that offer loan no credit checks. With no upfront fees, the lender provides instant and secure access to capital with APRs costing less than 70 percent of the national average and a payback period of 12 months. Some of the other benefits offered by the lender include an easy online loan application process, instant loan approvals, same day cash funding, and easy payment options via online forms or through 32000 retail locations in the country.
Additional benefits include declining rates, access to additional funds, and improved credit with successful payments. A bad or poor credit history may undermine your chances of securing a consumer loan. However, there are many lenders in the country who can offer you a wide variety of loans with flexible APRs and payback options by either performing a soft credit check or not performing a credit check at all.
