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Sometimes your bank or credit union will allow you to look at their repo file, which lists all the cars and trucks they have repossessed and would like to sell. Often the lender just wants to recoup their losses, so you can get very good deals this way. Sometimes you can even get financing for the car directly from the lender that owns it.

APMEX, Red Rock Secured, PM Capital, Capital Gold Group and Orion Metal Exchange are some of the best gold dealers that you should consider buying from in 2018

Lear Capital, Patriot Gold, The Hartford Gold Group and Birch Gold Group are the best online gold dealers, who are known for selling high quality and refined gold.

It's typically 2 or 3 percent of either the invoice or the sticker price of the car. On a $20,000 car, a hold back represents $400 to $600. The hold back allows dealers to sell a car at invoice price (or even below invoice) and still make money. Most manufacturers offer hold backs to their brands' dealers, but not all.

Some important things to keep in mind while buying gold is reputation of the dealer, quality of the gold, online dealers, shipping charges and resale value.

Acquisition Fee: Sometimes called a bank fee or administrative fee, this is a fee that leasing companies charge to arrange the lease. This fee is typically between $395 - $895, depending on the vehicle and leasing company. Note that acquisition fees can be bundled into the monthly lease payment, or paid up-front.