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Wedding insurance can be bought up to two years in advance of your wedding. This is perhaps the smartest way to do things; realistically, you should be insured as soon as you start putting money towards your wedding, or at least as soon as possible.

Wedding Public Liability Insurance is designed to cover the costs associated with defending the wedding organiser, whether that be the bride, groom or a professional wedding organiser, against claims arising from the injury or death of a member of the public, or for the damage or loss of their property.

In most cases an event host will require you to have your own public liability insurance as part of their terms. This is likely to be the case whether the a venue is a hall you are hiring for your own event, or an event organiser has invited you to attend as an exhibitor.

If you're having your wedding abroad you should also still take out a good travel insurance policy. Wedding insurance will cover you should anything go wrong with the wedding itself, but you'll still need travel insurance to cover medical and travel related issues whilst you're away.

Common wedding insurance claims involve vendors who fail to show up, venues that back out of hosting the event, extreme weather, and injury or illness. Wedding insurance prices generally start around $100 to $200 for minimum coverage and can exceed $1,000 for pricier ceremonies.

The price quoted is usually a single one-off payment to cover your whole event and so is great value for money. Most wedding insurance policies will cover you for up to 24 months before the big day too.