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A travel insurance plan can cover you for unexpected costs incurred before or during your trip so costs are less likely to come out of your own pocket. A travel insurance plan can reimburse you for the prepaid, non-refundable portions of a trip if you need to cancel or interrupt your trip for a covered reason. A travel insurance plan can also inclu

While buying travel insurance online you have to select the plan that is right for you. Policy coverage, plan features and price can be the deciding factors for you. Read the policy wordings carefully to learn what is included and excluded in your policy. If you are a frequent traveler consider an annual policy that covers multi trips. Check for co

Yes, but we may refuse to pay a claim if you do not take all reasonable precautions to protect your luggage, which means ensuring that you do not leave it unsupervised and taking all necessary steps to avoid any loss or damage. Note that the loss or theft of luggage, personal effects, travel documents or money must be reported within 24 hours to th

Countries deep in the red zone, such as Syria, Iraq and Nigeria, are an unequivocal no. Nations that wade in yellow, such as Egypt, Kenya and Tunisia, are trickier. The State Department regularly updates its Web site with alerts and warnings that are guided by current events. For another perspective, or simply an enlightening read, check out other

Travel insurance can be purchased from travel agents, travel suppliers (airlines, hotels, cruise lines, tour operators) a private insurance firm, insurance brokers, or online.

Choose one like you would a physician or lawyer. Get advice from friends and relatives who use an agent they trust. Since travel choices are personal decisions that reflect individual desires and lifestyles, you will want to visit or call several travel agencies to find the one that best suits your needs. Consider everything from the appearance of