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Masters: two-year degree providing additional specialization. Doctorate: five to eight-year program certifying the student as a trained research scholar and/or professor.

Colleges and universities that offer online degree programs typically will be cheaper than going to a traditional brick-and-mortar university for a variety of reasons. For many schools that solely specialize in offering online degrees, they have fewer expenses to incur.

The most recognized and accepted type of accreditation in the United States is regional accreditation. Generally, college credits or degrees received at a regionally accredited institution are accepted by other regionally accredited colleges or universities (non-regionally accredited programs are not as accepted)

Colleges offer only undergraduate degrees while universities offer graduate degrees as well, but the terms are often used interchangeably.

To qualify, students must fulfill these conditions. Submit a completed Free Application for Federal Student Aid (FAFSA) form demonstrating financial need. Pass the General Education Development (GED), High School Diploma or approved test. Registration with the Selective Service program.

The interest rate and repayment will depend on the loan option and lender you select. After you select the loan that works best for you, you will need to review the terms or contact the lender directly with your questions. The interest rate is calculated based on an index plus a margin that will add an additional percentage interest rate depending