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If you have zeroed in on the dates of travel, booking too early can make you miss out any future travel deal. If you book 4-6 months in advance, you still end up paying about $20 more. The perfect time would be to book 3 weeks to 4 months in advance. Even if there are changes in airfare, it will be not more than 5%. There are no best days to book d

Travelers who like to travel business class or first class can also find great deals if they can plan in advance. Travelandleisure, Jetsetter, Suiteness, Mediteranique, LuxuryLink, Splendia, Tablet, Secret Escapes, SPG Hot Escapes, Voyage Prive, VeryChic are a few websites that offer luxury travel deals. Most offer exclusive deals to members to h

Travel today need not be expensive at all if you keep yourself abreast about the great deals that happen around the year. Many airlines companies and offer great deals, loyalty points and frequent flier deals for regular travelers. You can follow these companies and track their deals. Many travel bloggers write blogs and update all the frequent fli

The most straightforward way to calculate effective tax rate is to divide the income tax expenses by the earnings (or income earned) before taxes. For example, if a company earned $100,000 and paid $25,000 in taxes, the effective tax rate is equal to 0.25.

In order to report your Social Security and Medicare taxes, you must file Schedule SE (Form 1040), Self-Employment Tax (PDF). Use the income or loss calculated on Schedule C or Schedule C-EZ to calculate the amount of Social Security and Medicare taxes you should have paid during the year.

It is actually income and not age that determines the amount of federal taxes you have to pay. If you and your spouse are above the age of 65, you would need to file for a joint tax statement if the income is above $21300 or the combination of half your social security along with the other income is more than $32000. In case you are single, the thr