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Borrowers who are eligible may receive student loan forgiveness on their remaining balance after 20 years (240 payments) through the Pay as You Earn (PAYE) program. Anyone with eligible federal student loans may qualify for the REPAYE program or Income-Based Repayment plan, which offer forgiveness after 20 or 25 years

If you are the parent of an eligible undergraduate, you may be able to borrow a Parent PLUS loan to cover the remaining cost of attendance after the other financial aid kicks in.

To qualify, students must fulfill these conditions. Submit a completed Free Application for Federal Student Aid (FAFSA) form demonstrating financial need. Pass the General Education Development (GED), High School Diploma or approved test. Registration with the Selective Service program.

Some of the major funding options for small businesses include using personal savings, commercial loans, equity financing, and government programs available at the federal, state, and local levels.

The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

It usually takes from 2 weeks to 2 months for banks or financial institutions to disburse the loans to the loan applicant after the loan approval process goes through.