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Like most people, you were probably told growing up that saving money was a smart financial decision. Our culture is filled with positive little sayings about saving money like,  A penny saved is a penny earned, Rainy day fund, and Another day, another dollar.

It is hard to apply a rule of thumb toward savings, because it varies with age and income level. Ten percent is a good start. If you find that is too high for you, don't let that deter you. You can start by putting a little aside each month and then slowly increasing it.

The Importance of Saving Money : Saving money can help you become financially secure and provide a safety net in case of an emergency. Here are a few reasons why we save: Emergency cushion - This could be any number of things: a new roof for your house, out-of-pocket medical expenses, or sudden loss of income.

Think of the stress you can begin to alleviate by taking two small steps: 1) Set Up a Savings Account. It is important to put your money for savings into a different account than you use for daily, weekly, and monthly bills. 2) Set Up a $10/Month Automatic Withdraw. Just start with $10.

Just put it in a bank account that isn't tied to a card until you have at least 3 months of living expenses saved up, THEN look into investing. Set up an account at Betterment and watch your money grow. Sell some stuff, work some extra hours, and cut down on your expenses temporarily to get that cash cushion rolling.

The Cub Scout pack may provide assistance to families. Some packs operate a uniform exchange or uniform bank, or they may hold fund-raisers to enable the boys to earn their uniforms. Also, some packs will award boys rank-specific uniform components (hat and necherchief) and/or the program books that the Cub Scout needs each year?so parents should i