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If you haven't used your grill for several months, clean off any obvious debris, ashes etc. and wash well with warm soapy water and a sponge, making sure to rinse well with clear water. For gas grills, check all connections and make sure the tank is full or at least half full. Turn on all the burners on high and let preheat for 30 minutes to b

A deductible is the amount youre responsible for in the event of a covered loss. In most covered loss cases, you are responsible for any amounts up to your deductible level and your insurance would cover anything beyond that up to your coverage limit. For example, if you select a $1,000 deductible and have a $4,200 covered loss, you would receive a

This is the age-old grilling question and the truth is that most of taste is in the "perception of taste," not the actual tasting. In fact, in blind taste tests people almost always prefer the food cooked on gas grills over the charcoal but they think that they are choosing charcoal. The "grilled" flavor that we associate with a

Make a mixture of dishwashing liquid and water. Pour it over the hose. If bubbles form, you will know that the connection is NOT secure. If it does not bubble, your tank is securely attached to your grill.

It is very important to preheat your grill before you cook—every time. This is true for both gas and charcoal. Preheat a gas grill with all burners on high, or cover a charcoal grill while the briquettes are still flaming. The preheat stage can be completed in about 20 minutes or until the inside of the cooking box reaches 550°F. The preh

There is limited coverage available for your valuables. In most cases, you may want to consider purchasing a Personal Articles Floater, which provides coverage for your personal articles, such as jewelry, furs or fine arts, when their value is higher than the limits stated in your policy.