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As a rule of thumb, the average car will rack up 20,000 km per year ﾗ the distance manufacturers use to determine standard warranty coverage. A seven-year-old model should have 140,000 to 150,000 km on the odo. If it has traveled considerably more, deduct cash for high mileage. The ideal answer is yes.

It's typically 2 or 3 percent of either the invoice or the sticker price of the car. On a $20,000 car, a hold back represents $400 to $600. The hold back allows dealers to sell a car at invoice price (or even below invoice) and still make money. Most manufacturers offer hold backs to their brands' dealers, but not all.

Lear Capital, Patriot Gold, The Hartford Gold Group and Birch Gold Group are the best online gold dealers, who are known for selling high quality and refined gold.

Less wear and tear. We want to stress that this is only theoretically true; even a car with very low mileage can turn out to be a total beater if it hasn't been cared for properly. But all else being equal, lower miles mean you can expect a longer life from most components, which helps keep ownership costs down.

Some important things to keep in mind while buying gold is reputation of the dealer, quality of the gold, online dealers, shipping charges and resale value.