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Before applying for a small business start-up loan, the amount of the loan must be determined with caution. Consultation with the local SCORE is beneficial. SCORE is a non-profit group for helping new businesses and start-ups. If SCORE is not accessible, online help can be sought for the purpose. A careful review of the credit score is also importa

Start a business with no money checklist is to keep your present job, work on your business idea, analyze your market and challenges, assess your capital needs, explore crowdfunding platforms, network with people, run a trial, gather feedback.

According to Census data, more than 40 percent of all small businesses started up for under $5,000. Sixty-four percent of entrepreneurs in a recent Intuit survey started with less than $10,000. Obviously, the more cash you have to fund your startup, the easier your life will be during the often hectic first months.

Below is a list of records and statements you need to maintain: 1)Financial Statements ? P&L account, Balance Sheets, Tax Returns 2)General Ledger & Journal 3)Asset Register 4)Computer Back-up Discs 5)Cash Records ? Receipts, deposit books 6)Bank Account Statements, Bank Reconciliations and Bank Loan Documents 7)Sales/Debtor Records 8)Work

Office Essentials Checklist: 1. Office Furniture and Equipment. 2.Computer Hardware and Accessories. 3. Computer Software. 4. Communications. 5. General Office Supplies.

Most cities and counties require home-based businesses to obtain a Home Occupation Permit and if a permit is not required, enquire whether the neighborhood is zoned any home business activity.