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No-fault insurance is designed to promptly pay personal injury claims and lower potential litigation costs. No-fault insurance often includes or requires personal injury protection (PIP) coverage, which can pay for each insured's medical care (and more) after an accident, regardless of fault.

An auto policy generally consists of three main parts, which together, form your auto policy: Declaration page - the declarations page (or "declarations" or "dec page") displays information specific to you and your policy. This will usually include the name of the policyholder, your policy number, the policy term, limits of liability and deductible

Auto insurance is meant to protect you if you cause injuries to others or damage their property in an auto accident. It can also provide protection if your car is damaged in an accident or is stolen. What protection you have is spelled out in your auto insurance policy. An auto insurance policy is a contract between you and an insurance company. Yo

A minimum level of coverage is required for car insurance. The minimum amount is decided and designed by the WA car insurance companies in such a way that the cost of the loss can be covered up by the survivor of the accident and one should not face any monetary loss. The different car insurances have different minimum coverage - liability and prop

It's illegal to drive with no car insurance. Without it you can't tax your vehicle, and it provides cover for you, other motorists and members of the public. Read more in our beginners' guide to car insurance.