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While most banks charge monthly maintenance fees for checking accounts, many also offer accounts specifically designed for students. These student accounts may have low, or even no, monthly fees. Others may require a minimum balance or direct deposit in order waive maintenance fees. Additional fees may also apply if you use other services such as m

Following are the different types of bank accounts available Savings Accounts Basic Checking Accounts Interest-Bearing Checking Accounts Money Market Deposit Accounts.

Yes, itﾒs true, you may need to save up some money to open the account. The amount required, if any, will differ from bank to bank. After you open your account, you may also be required to maintain a minimum account balance. Going below your minimum balance can result in fees, so be sure to find out what those would be. Itﾒs a good habit

You May Require a birth certificate or valid passport and proof of address to the DMV. Banks also require you to have either a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) to open a checking account.

Most banks impose a daily withdrawal and/or separate atm withdrawal limit in order to protect your account. In addition, withdrawals made from an atm not affiliated with your bank may incur fees, so be sure you know what those fees are. You can often avoid them by planning ahead and researching where to find atms associated with your bank. Most ban