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Luxury is a relative term and it does not always just refer to the premium brands. Luxury could simply be any car that you happen to want, despite its price. For example, some car models may be more expensive than others, but very attainable under the right circumstances. So the experience of getting any high-end car could be a luxury, too.

It's typically 2 or 3 percent of either the invoice or the sticker price of the car. On a $20,000 car, a hold back represents $400 to $600. The hold back allows dealers to sell a car at invoice price (or even below invoice) and still make money. Most manufacturers offer hold backs to their brands' dealers, but not all.

Though leasing might be a good option if you're tight on cash and have a poor credit history, it can be difficult to qualify. Most low-interest and ﾓno down payment" lease incentives are based on credit approval. Cars Direct states if you don't have a credit score above 720, those good deals might not be available.

Police package vehicles are meant for regular police work, as patrol and pursuit cars. Police special service package is for special or light duty only. These are not meant to be used a pursuit cars.

Acquisition Fee: Sometimes called a bank fee or administrative fee, this is a fee that leasing companies charge to arrange the lease. This fee is typically between $395 - $895, depending on the vehicle and leasing company. Note that acquisition fees can be bundled into the monthly lease payment, or paid up-front.