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The central banking system of the United States, called the Federal Reserve system, was created in 1913 by the enactment of the Federal Reserve Act, largely in response to a series of financial panics, particularly a severe panic in 1907. The result is a structure that is considered unique among central banks.

A Federal Reserve Bank is a regional bank of the Federal Reserve System, the central banking system of the United States. There are twelve in total, one for each of the twelve Federal Reserve Districts that were created by the Federal Reserve Act of 1913.

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Banks with most branches together accounting for almost one-third of all locations in the U.S. are Wells Fargo (WFC), JPMorgan Chase (JPM), Bank of America (BAC), Citigroup, Goldman Sachs, Morgan Stanley, Capital One, etc.

Mullins then showed that many of these banks are owned by about a dozen European banking organizations, mostly British, and most notably the Rothschild banking dynasty. Through their American agents they are able to select the board of directors for the New York Fed and to direct U.S. monetary policy.

The number one bank in America is JPMorgan Chase & Co.,Bank of America Corp.,Wells Fargo & Co.,Citigroup Inc.