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The conventional mortgage isn't insured by the federal government, whereas, the FHA loans are insured by the government. Also, the down payment is lower in FHA loans than in conventional mortgage.

The individual needs to have a verifiable source of income, an open checking account, and a government issued photo ID, if they wish to qualify for cash loans.

Loans are available for the unemployed but they usually have high interest rates and you need to think very carefully before committing to more debt if you're out of work. Read our article on loans for unemployed people for more guidance and information on things to consider. 

Financial aid from the federal government to help pay for education expenses at an eligible college or career school. Grants, loans and work-study are types of federal student aid.

Government. In the case of Direct Subsidized Loans, designed for low-income undergrad borrowers, the government pays the interest on the loan while you're enrolled in school at least half-time, or if you enter deferment or forbearance once it comes time to repay it.

Reach out to the federal, state, or county government agency that administers the program. Loans are made by traditional lenders, but the government programs help these lenders make loans that they might normally not fulfill. Grants are available depending on your income level and work to be done.