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Agent fees. Letting agents either charge a flat fee or a percentage of the rent. You should expect to pay between 10% and 15% for a full management service, though you should obviously negotiate with the agent.

The first step towards buying a property is working out whether you can afford it. If you buy a home, you'll have to pay for: deposit, survey cost, stamp duty, removal cost, legal cost. Compare this with the upfront and ongoing costs of renting when deciding whether to rent or buy.

Get a broker on your side. The goal of combing through foreclosure listings is not to find a house; it's to find an agent. Banks usually hire one or a few real estate brokers to handle their REO properties in a market. In a lot of cases, the buyer works directly with the bank's broker instead of using a buyer's agent.

When you purchase a home and a homeowners insurance policy, you should create an up-to-date home inventory to expedite a claim settlement if you ever need to make one. With a complete home inventory, your insurance company can verify property easier, which makes settling your claim easier. Plus, you can easily verify losses for your income tax retu

If the home doesn't sell, the lender will hold on to the property, which is known as real estate-owned, or REO. Throughout most of the foreclosure process, until five days before the auction date, you are in a reinstatement period. You can make all your past payments in full along with penalties and keep your home.

Home Improvement Contractor ("HIC") is defined as any person who owns or operates a contracting business who, through himself or others, undertakes, purports to have the capacity to undertake, offers to undertake, or submits a bid for residential contracting work to an owner, as such work is defined in 780 CMR R6 and Massachusetts General Law chapt