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Neither AARP nor its affiliate is the insurer. AARP contracts with insurers to make coverage available to AARP members. AARP and its affiliate are not insurance agencies or carriers and do not employ or endorse individual agents. AARP does not make health plan recommendations for individuals.

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One of the main advantages of an AARP membership is that you can join at age 50, whereas most senior discounts we found started at 55 or older. AARP memberships also offer other perks. For example, if you're married, your spouse will automatically get a no cost membership.

Its membership is open to all persons age 50 or older, whether working or retired. It is headquartered in Washington, D.C. The AARP was founded in 1958 by a retired teacher, with the goal of helping older Americans remain physically and intellectually active by serving others.

AARP is a nonprofit, nonpartisan, social welfare organization with a membership of nearly 38 million that helps people turn their goals and dreams into real possibilities, strengthens communities and fights for the issues that matter most to families such as health care, employment and income security, and protection.

Anyone 50 or over can get all the great benefits of membership in AARP and pay just $12 for your first year with auto-renew. And membership includes your spouse or partner at no cost. You become a member right away and receive your membership number online.