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Dental insurance companies design plans to cover routine maintenance, emergencies and basic care. Many companies exclude dental implants as a covered benefit, although they will pay for the lowest cost alternative treatment option (partials and dentures) and some of the tooth extractions and diagnostic records.

There are two major types of individual dental insurance plans that may apply to seniors:A. Managed-care plans (often preferred provider organizations, or PPOs)B. Indemnity plans often include a larger group of providers and you may be able to see the dentist of your choice. The drawback is that patients are often required to pay 100 percent of the

There are many people who cannot afford the cost of dental implants. Rather, they look for such a dental clinic which offers low price dental implants. These clinics provide reliable services at an affordable price. They are the Colorado Dental Association, Connecticut State Dental Association, and so on. Check the customer ratings of each on their

There is no single "best" dental plan. Some plans will be better than others for you and your family's needs, so there are a few factors to take into consideration when shopping around. First, how much will it cost on a monthly basis. If your budget is limited, a plan with low premiums could be a good option. However, keep in mind that low premiums

Your state or local health department may know of programs in your area that offer no cost or reduced-cost dental care. Call your local or state health department to learn more about their financial assistance programs. Check your local telephone book for the number to call.

Most dental plans cover 100% of preventive care such as annual or semi-annual office visits for cleaning, X-rays and sealants. Basic procedures are treatment for gum disease, extractions, fillings and root canals, with deductibles, co-pays and co-insurance determining the patient's out-of-pocket expenses.