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Equipment financing is a type of small-business loan designed specifically for the purchase of machinery and equipment essential to running your business. You can use an equipment loan to purchase anything from office furniture and medical equipment to farm machinery or commercial ovens.

Equipment loan interest rates typically range between 2% and 20%. While the variance is as wide as that tractor you're financing, it's only because the rate you get largely depends on your credit score and how long you've been in business. The higher your credit score, the lower your interest rate will likely be.

In addition to having a lower price point, used business equipment often has special discounts or promotions available. You might be able to negotiate a better deal because suppliers and vendors are always eager to move used equipment off their lots and showrooms to make room for new equipment. As a result, you can get a piece of fully functioning

SBA loans, administered by lenders such as banks and secured by the government's Small Business Administration, can work to purchase equipment. This is particularly the case with CDC/504 loans, which are specifically meant to finance the purchase of fixed assets such as machinery and real estate.

You can get an effective aerobic workout with both an elliptical machine and a treadmill. However, elliptical machines might offer some advantages over treadmills. For example: Using an elliptical machine can be less stressful on your knees, hips and back than is running on a treadmill.

Extension is when you increase the angle between two bones. Straightening your arms during your elliptical workout works strengthens the triceps -- the muscles on the back of your upper arms. You also work your shoulder, chest and back muscles in the upper body, and glutes, quadriceps and hamstrings in the lower body.