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If you get in an accident and youre uninsured, you face getting sued, losing your lifes savings and getting jail time.

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Yes, there are different insurance coverage types and they are as follows Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

A home insurance covers damage which is caused by fire, windstorm, hail and vandalism. Remember it does not cover damage which is caused by earthquakes and floods.

Telematics car insurance monitors your driving using either a mobile phone app or a 'black box' fitted to your vehicle and bases your premium around your motoring behavior. It's generally thought to be an option preferred by young drivers, but it has potential money-saving and other benefits for a wide variety of motorists.

Different insurers judge insurance groups in different ways and the ratings are subject to change, but you can use the online car insurance group finder to find the current rating from the Association of British Insurers (ABI).