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One of the biggest reasons why business travel is important is that it fosters interaction. Face-to-face meetings can help to increase and improve communication, reduce misunderstandings, create a feeling of team spirit, and also show clients that you are motivated and invested in their success.

Corporate travel management (CTM) is the function of managing a company's strategic approach to travel (travel policy), the negotiations with all vendors, day-to-day operation of the corporate travel program, traveler safety and security, credit-card management and travel and expenses ('T&E') data management.

Credit card rewards with airline miles work a little differently. Most credit cardsrewards give you a certain amount of points per dollar spent. You can then redeem these points for frequent flyer miles, but how much they're worth depends on the credit card.

There are two broad categories of annuity: fixed and variable. These categories refer to the manner in which the investment generates returns. However, within these categories are immediate and deferred payment annuities, for a total of four basic annuity types. Like most investments, the ins and outs of annuities can be somewhat overwhelming for t

Real interest rates can indeed be negative. When real interest rates are negative, it means that the inflation rate is larger than the nominal interest rate. Measuring the real interest rate lets investors determine if they are actually making money and growing purchasing power on an investment. If the real interest rate is not larger than inflatio

Choose one like you would a physician or lawyer. Get advice from friends and relatives who use an agent they trust. Since travel choices are personal decisions that reflect individual desires and lifestyles, you will want to visit or call several travel agencies to find the one that best suits your needs. Consider everything from the appearance of