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In direct lending, you get a loan directly from a bank, finance company, or credit union. You agree to pay, over a period of time, the amount financed, plus a finance charge. Once you enter into a contract with a dealership to buy a vehicle, you use the loan from the direct lender to pay for the vehicle.

Leasing is really just a long-term rental contract with an option to purchase at the end. There is no ownership or equity in a leased vehicle unless you purchase the vehicle at a big discount. Since you don't own the leased vehicle, you have to return it (or buy it) at the end of the lease. With a conventional purchase, you own the vehicle and you

Before actually buying used cars or striking used car deals, you need to do a thorough research about used cars from different websites, compare the prices and features, and then settle for deals. You can know the details along with the existing rates of used cars from those websites. However, the rates of used cars depend on various factors that y

Here is a list of the best new cars for 2022: 2022 Acura MDX. 2022 Ford F-150 Lightning. 2022 Ford Maverick. 2022 Genesis GV70. 2022 Hyundai Ioniq 5. 2022 Honda Civic. 2022 Jeep Grand Cherokee. 2022 Kia Carnival.

Though leasing might be a good option if you're tight on cash and have a poor credit history, it can be difficult to qualify. Most low-interest and ﾓno down payment" lease incentives are based on credit approval. Cars Direct states if you don't have a credit score above 720, those good deals might not be available.