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In direct lending, you get a loan directly from a bank, finance company, or credit union. You agree to pay, over a period of time, the amount financed, plus a finance charge. Once you enter into a contract with a dealership to buy a vehicle, you use the loan from the direct lender to pay for the vehicle.

If you're hopelessly drowning in debt, know that you can't negotiate any lower interest rates with your credit card companies or creditors, or if the math works out, a debt consolidation loan may be a good decision for you. If it may be a good time to strike, pay it all off, and walk away.

Getting a debt consolidation loan when you have bad credit can be tough, especially if you seek help from the wrong source. While your bank or credit union may offer various consumer loans for debt consolidation, it's possible you won't qualify if you have blemished credit.

A secured loan is generally linked to asset like house,car and the opposite for insecured loan as its not secured by any asset.

Trying to take a loan is a nightmare for most of the people in any situation and, coupled with a bad credit score or CIBIL score, it promises to be a hellish experience for everyone involved.Low or bad credit rating effectively ruins your chances of getting a loan from a financial institution because they view you as a bad egg, someone who might de

Before talking about buying a car with bad credit, it is important to know what a credit score is. Your credit score is a three digit number that is calculated based on your credit history. While there are several credit scoring calculators out there, the one that controls the market, and therefore the only one you really need to worry about, is yo