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The Visa Gift card is a "non-reloadable prepaid" card, meaning the initial value is set by the person who purchased the card. Additional funds cannot be added later. The Visa Gift card carries the Visa logo like any other Visa card, so it can be used at the millions of places that accept Visa cards, including online.

Credit cards can be a convenient way to pay for products easily. If used sensibly, they can help spread the cost of big purchases, earn cashback and loyalty points, give you consumer protection, and they could even help cut the cost of any existing debt you may have.

Notify your credit card company that you are not receiving your monthly statements. You should also file a written billing error dispute with the bank. Send this to the address specified after "Send Billing Inquiries to:" on the statement. This address is usually different from where you send your payment. File dispute within 60 days of the date yo

This will depend on the deals you qualify for and arrange, and on the way you handle the debt. In the most general terms, loan rates tend to be lower than the rates on credit cards, but with deals such as 0% credit cards you may find a more efficient way of handling your debt. 

It depends on what you mean by ideal. Most people will be just fine with two major credit cards. One should be a low-rate card for times when you must carry a balance, and the other should be a card with a grace period. No annual fee is ideal, unless you plan to use the card heavily to earn some type of reward. If thats the case, weigh the cost of

The advantages of prepaid debit cards include being safer than carry cash, worldwide functionality due to Visa and MasterCard merchant acceptance, not having to worry about paying a credit card bill or going into debt, the ability for anyone over the age of 18 to apply and be accepted without regard to credit quality