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Pets are often seen as part of the family, so making sure they're covered with pet insurance in case they become sick or have an accident can be a good idea. Policies can also provide cover should your pet die, become lost or stolen, attack a third party or damage property.

While insurance doesn't cover the cost of pet vaccinations, ensuring vaccinations are up to date has the potential to lead to a cut in premiums. What's more, if vaccinations are not kept up to date and you need to make a related claim, you may find that your insurance has been invalidated.

It helps you save money, allow you to pick your veterinary for your pet, helps with funds in emergency situations. Having a pet insurance enable you to focus more on your pet's health.

Embrace, Healthy Paws, USAA, Progressive, Trupanion, Nationwide, Pets Best, Premier, American Modern, Pet Premium, and VPI are some companies that provide pet insurance.

Premiums are likely to be higher for older animals, but generally there should be cover available for all ages.

Pet insurance policies vary greatly from company to company. The only way to know what you're buying is to get a copy of the policy and see whats covered and more importantly, whats not. Look very carefully at the fine print so that you're not surprised when you file a claim and find that it's denied. You need to know: 1. Is there a physical exam r