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Depending on how much money you make and the size of your family, you might qualify for a state program that offers free or low-cost coverage for you and your family.

In some states, these programs are called Medicaid or the Children’s Health Insurance Program (CHIP), but other states’ programs have different names.

Medicaid provides health coverage for some low-income people, families and children, pregnant women, the elderly, and people with disabilities. In some states, the program covers any adult whose income is below a certain level. Even if you didn’t qualify for Medicaid in the past, you might qualify now since there are new rules.

CHIP provides free or low-cost health coverage to children in working families who earn too much to qualify for Medicaid. In some states, certain pregnant women are also allowed to sign up for CHIP.

Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities.

Some states have expanded their Medicaid programs to cover all people below certain income levels.

Even if your state hasn’t expanded Medicaid and you don’t qualify based on income alone, you should apply to see if you qualify.

Each state has coverage options that could work for you – particularly if you have children, are pregnant, or have a disability.

There’s no limited enrollment period for either Medicaid or CHIP. If you qualify, your coverage can begin immediately, any time of year.
 

Apply for Medicaid and CHIP 2 ways

1. Through the Health Insurance Marketplace

Fill out an application through the Health Insurance Marketplace.

• If it looks like anyone in your household qualifies for Medicaid or CHIP, we’ll send your information to your state agency. They’ll contact you about enrollment.

• When you submit your Marketplace application, you’ll also find out if you qualify for an individual insurance plan with savings based on your income instead. Plans may be more affordable than you think.

2. Through your state Medicaid agency

You can also apply directly to your state Medicaid agency. Select your state below for your Medicaid agency’s contact information.