Learn about home warranty protection services
Home warranties are standard yearly service contracts that offer substantial coverage for any repairs and replacement of your home appliances and installed systems. When existing appliances need to be repaired or refurbished, a home warranty protection policy can provide for such costs at a monthly or annual premium. Its function is similar to that of a home insurance except the warranty also covers additional items not included in the insurance.
Standard services covered under home warranty
There are a number of terms and conditions that specify the extent of coverage. Different plans and bundles provide for the cost of the following services.
- Heating systems
- Plumbing systems
- Air conditioning units
- Electrical systems
- Roof repairs or replacement
- Mold removal and damage protection
Tips to choose the best home warranty protection
- Assess your coverage first
You don’t necessarily have to pay for a bundle plan when an individual warranty can pay for the cost of a specific appliance. Also low-cost appliances don’t need coverage, but old and possibly damaged items need it. - Compare quotes
Don’t just sign with the first service you come across online. Take your time to understand the different types of coverage available with multiple home protection companies. Check prices and compare quotes to arrive at a fair estimate. - Read the fine print
Understand the charges applicable, plan exclusives, membership benefits, and reimbursement or replacement coverages. These terms and policies will vary at the company’s discretion. Ensure you understand the fine print before signing over that dotted line.
Top home protection companies
- AFC Home Club
If you are looking for home warranty protection that ranks for best overall services, check out the AFC Home Club. Members have the exclusive option of choosing technicians who are trained for specific repair and replacement work. Your membership covers a wide range of appliances under the warranty. Plans also include free credit monitoring and services for family emergencies. AFC Home Club offers a lasting guarantee for the entire duration of the plan chosen for up to 3 years. AFC teams are available on call and online, where you can contact and ask for a quote at any time of the day. The annual cost ranges between $350 and $600 approximately, with an additional service fee of $75, $100, or $125 chargeable, according to your choice. - American Residential Warranty (ARW)
If you prefer customizable home warranty protection, then ARW offers a wide range of services for a very affordable premium. The warranty covers a wide range of appliances, cooling and heating units, and even drainage systems. You can also choose from their various bundles that offer warranty and premium benefits for members only. Bundles help you save a ton of money on the repairs and replacement of appliances that are eligible for the chosen plan. In three simple steps, get home warranty protection after you choose the coverage, talk to customer support, and have the technician sent over. The most comprehensive and expensive plan, which is the Platinum Premier, stands at $720 approximately with a standard service fee of $55. You can also pick a bundle starting at $109.99 per month. - American Home Shield® (AHS)
AHS offers one of the best coverages for home warranty protection in the business. Over 21 different types of electrical devices, ranging from heating and cooling units, electrical systems, plumbing systems, kitchen appliances, laundry appliances, electronics, and even your pool or hot tub systems are covered. AHS plans cover most things that are excluded from your homeowner’s insurance. Also, the age and condition of the appliance is not a prerequisite for any coverage. Note that the pricing will vary depending on the plan and type of appliances. Expect a cost between $480 and $1000 annually with additional service fees applied in the range of $75 to $125.
