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Is it cheaper to borrow with a loan or on a credit card?
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1 Answers
This will depend on the deals you qualify for and arrange, and on the way you handle the debt. In the most general terms, loan rates tend to be lower than the rates on credit cards, but with deals such as 0% credit cards you may find a more efficient way of handling your debt.
Where can one get a consumer loan with bad credit?
Asked by unknown
1 Answers
While consumer loans from reputable online lenders can be good options for many borrowers, you first visit your local credit union when shopping for loans. Most credit unions offer flexible loan terms and lower interest rates than online lenders, especially for people with bad credit.
What is a mortgage insurance premium?
Asked by unknown
1 Answers
Mortgage insurance premium (MIP), is an insurance policy used in FHA loans if your down payment is less than 20%. The FHA assesses either an "upfront" MIP (UFMIP) at the time of closing, or an annual MIP that is calculated every year and paid in 12 installments.