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How does debt consolidation affect credit?
Asked by unknown
1 Answers
The way debt consolidation affects credit depends on the various options one choose. If one consolidate by taking a consumer loan to pay off with credit cards, utilization ratio could go down, causing your score to go up.
How much does it cost to consolidate debt?
Asked by unknown
1 Answers
Unlike debt settlement, the fees for debt management are somewhat predictable. Usually you will pay a monthly fee of between $15 and $50 to the debt management company or government-approved credit counseling agency that is in charge of your debt management plan.
Can one negotiate with credit card companies?
Asked by unknown
1 Answers
It is often possible to negotiate terms, interest rates, and payments on credit card debt. You can also try to negotiate a settlement of the amount you owe. The steps you take and the options available will depend on your situation and on the credit card company that you are dealing with.