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What are the different types of mortgage?
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Some of the common types of mortgages offered by banks and financial lending institutions are repayment, fixed rate, interest only, variable rate, and cashback mortgages.
Is a large down payment necessary?
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The answer as to the necessity of a down payment for a home mortgage loan is dependent on a variety of factors. In general, lenders expect 20% of the home equity value as a down payment by the borrower, but this is not a hard and fast rule. A borrower can be expected to pay more in case there are issues with credit score or failure to meet other pr
What are the points to consider before taking a home improvement loan?
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There are various considerations to be taken into account before you opt for a home improvement loan. It would be fun to plan to renovate your home, but not all projects have the same impact on your homes value. Make sure you do the right things to improve on your home value if you opt for a mortgage or refinance loan. Look at your chances for a HE