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  • What should you look for in an insurance company?

    Asked by unknown
    1 Answers
    In addition to being financially secure, the life insurance company you choose should have a good claims payment history and good customer service. Independent sources such as A.M. Best Company rate insurance companies. HSBC works with insurance carriers who have a rating of A- rating or better by the A.M. Best Company.
  • What is a short term life insurance policy?

    Asked by unknown
    1 Answers
    Short term life insurance is usually issued at the same time as short term health insurance, often a the time of a change in employment. In other words, the less expensive accidental death is more appropriate when used for short term coverage than it would be as a substitute for a long term life insurance policy.
  • What if you already have insurance coverage?

    Asked by unknown
    1 Answers
    Even if you already have a life insurance policy, it's a good idea to review it periodically to make sure it still meets your overall needs. There are times in life you need to take a look at your financial situation, such as if you: Were recently married or divorced Had or adopted a child (or became a grandparent) Have children or grandchildren wh