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How long does debt consolidation stay on one’s credit score?
Asked by unknown
1 Answers
Debt consolidation stays on the credit report for the time than individual accounts are reported, i.e. seven years from the date that the account was settled.
How much does it cost to consolidate debt?
Asked by unknown
1 Answers
Unlike debt settlement, the fees for debt management are somewhat predictable. Usually you will pay a monthly fee of between $15 and $50 to the debt management company or government approved credit counseling agency that is in charge of your debt management plan.
Does one have to repay the debt they discovered after losing a parent or spouse?
Asked by unknown
1 Answers
In most cases you are not responsible for another persons debt when they die, unless you are a co-signer on the account. If however, that person was your spouse and you live in a community property state (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, Wisconsin), debts incurred during the marriage are considered commu