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Who should opt for an education loan and why?
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1 Answers
Usually, middle-income group people apply for education loans. However, because of: 1. Rapidly rising costs of education 2. Students wanting to take their own financial responsibilities to preserve the parents savings build positive credit history 3. Even affluent families are going for education loan
Do student loans get forgiven after 25 years?
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1 Answers
Borrowers who are eligible may receive student loan forgiveness on their remaining balance after 20 years (240 payments) through the Pay as You Earn (PAYE) program. Anyone with eligible federal student loans may qualify for the REPAYE program or Income-Based Repayment plan, which offer forgiveness after 20 or 25 years
What grants do one qualify for?
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1 Answers
Financial aid from the federal government to help pay for education expenses at an eligible college or career school. Grants, loans and work-study are types of federal student aid.